Terms of Use
Last updated: June 5, 2026
Welcome to MoneyPlanCalc.com (“the Site”). By accessing or using this Site, you agree to these Terms of Use. If you do not agree, please do not use the Site.
Educational purpose only
The Site provides free calculators and educational content about retirement and personal finance. All tools and content are for general informational and educational purposes only. They do not constitute financial, investment, tax, legal, or accounting advice, and must not be relied upon as such.
No professional relationship
Using this Site does not create any advisory, fiduciary, or professional relationship between you and MoneyPlanCalc or Yuna Podgaezki. We are not registered investment advisors, broker-dealers, attorneys, or accountants, and we do not provide personalized recommendations.
Estimates, not guarantees
The calculators produce hypothetical projections based on the assumptions you enter and the methodology described on the Site. They assume steady average returns and do not account for market volatility, taxes, fees, healthcare costs, or changes in personal circumstances. Actual results will vary, potentially significantly. You should consult a licensed financial professional before making any financial decision.
“As is” — no warranties
The Site and its tools are provided “as is” and “as available,” without warranties of any kind, express or implied, including accuracy, reliability, fitness for a particular purpose, or uninterrupted availability. We do not warrant that the calculations are error-free.
Limitation of liability
To the fullest extent permitted by law, MoneyPlanCalc and Yuna Podgaezki will not be liable for any direct, indirect, incidental, consequential, or other damages arising from your use of, or inability to use, the Site or its tools, including any decisions made based on the information provided.
Third-party links and affiliates
The Site contains links to third-party websites and services, including affiliate relationships through which we may earn a referral fee at no additional cost to you. We are not responsible for the content, accuracy, or practices of third-party sites, and a link does not constitute an endorsement. Any service you engage with through these links is governed by that provider’s own terms and policies.
Intellectual property
The content, design, and tools on this Site are owned by MoneyPlanCalc unless otherwise noted, and may not be copied or reproduced without permission.
Changes
We may update these Terms at any time. Continued use of the Site after changes constitutes acceptance of the updated Terms.
Contact
Questions about these Terms: contact@moneyplancalc.com